Diversified Employee
Benefit Services

Planning | Implementation | Service

Diversified uses the group medical products today!
We see the medical insurance products of the future!

Group Benefits Management

We help our clients discover cost-effective health benefit alternatives for their employees and their families with designed competition among the carriers that provide them benefits.

Benefits Planning

We simplify the complex task for planning the benefits for your organization. Our unique plan choices such as the MERP 105 c. h funding for deductible is a unique way to lower Employer Medical Premium. Review our MERP explanation page for alternate options. “Diagnosed Wellness” program enhance your organizations benefit portfolio, providing you with an additional competitive edge.

Implementation

After working with our team to select the best benefits program for your organization, our team goes right to work putting the plan in place. We work with your organization at every level to implement your benefits program. We simplify the process.

Plan Management

Once the plan has been implemented, we move to servicing your account – handling all of the cumbersome and complex components of managing company benefits. Our unique options drive adoption and promote a healthy employee culture.

Our Mission

Diversified Designs, Implements and Services all aspects of Employers Benefit Plan. We take you out of the Insurance Benefit Service business; so, your team can do what they do for your company.

Learn about our unique and powerful 50 10 10 Algorithm!

Healthy Workforce Through Diagnosed Wellness

Our specialized program helps drive elective wellness exams. Most insurance plans cover at least one annual exam but many employees do not take advantage of it. We have a unique program that helps employers increase the number of staff who have an annual exam through our “Diagnosed Wellness” program.

We go beyond benefit administration

Our Unique MERP plan will change the way you handle deductibles

There is a different way to handle medical deductible payments that benefits everyone. We have developed an approach which allows pooling of deductible payments that keeps more money in your pocket, and reduces the overall burden associated with health insurance deductibles. For some organizations, this means they can cover more, or even all of the deductible costs without any complex planning. Did we mention the tax benefits? Contact us to explore how the MERP plan can help your organization.

We are experts at all aspects of Employee Benefits. Enhance your organization’s benefit plans through our deep knowledge and technical experience.

Carrier Analysis

We go beyond providing a broad range of plan choices. We monitor provider payments, and promote education by performing webinars and training sessions with your staff.

Premium Increase Prevention

Ask most health insurance experts if they recommend a Medical Expense Reimbursement Plan (MERP) to their customers, and most will claim to have never done so. We know how to implement “self funding deductibles”.

Alternative Benefit Plan Funding

HR3590 is a law which can provide federal funding that subsidizes premium for qualified employers with employees that meet special conditions. We also work with specialized organizations and charities which help cover claims for complex procedures.

Managed Care Specialist for the following Networks

ACA Certified, Aetna (PPO/HMO/POS/ASA), Blue Cross Blue Shield of Texas & National HMO Blue, BS of California, Fortis Ins. (PHCS), Coresource (PHCS)-Trustmark Company, National Health Alliance network (NHA), Guardian Life PPO, United HealthCare (HMO & PPO) & Managed care indemnity, Ethix), Chubb Life (Network Assoc. of Amer.) (PHSN), (PHCS) & Humana Network, CIGNA, M-Care, Kaizer, Pacificare

We have handled benefits for over 10 Million workers.

GET STARTED