Limited Benefit Plans
Find alternatives to employee benefits with limited benefit plan support from Diversified Employee Benefit Services.
Does your company have a high turnover rate? Need an alternative for health insurance coverage that doesn’t break the bank? Let Diversified Employee Benefit Services guide you to a limited benefit plan that works.
These plans are a viable health coverage option that offers flexibility for various needs. Limited benefit plans offer capped benefit amounts for services like doctor visits, hospital stays, and prescription drugs. Our experienced consultants can walk you through everything you need to know about limited benefit plans and choose essential health benefits that best meet your needs.
Stay Protected
Limited benefit plans provide some basic protections against unexpected illnesses and injuries, offering options to pay some out-of-pocket costs. When all other group medical options seem unattainable, Diversified Employee Benefit Services helps businesses reap the benefits of these plans.
There is a wide variety of limited benefit health plans available. But most offer defined benefits for services across these main categories:
Our customer service team provides personalized support to help you understand plan options and make informed choices. We assist with enrollment, answer questions, and ensure smooth plan administration.
With decades of experience, we have earned the trust of thousands of businesses by delivering tailored solutions to meet their needs.
Our commitment to service excellence is unmatched—and our clients know it, too. Read some of our greatest success stories and learn how Diversified Employee Benefit Services has transformed countless businesses.
Whether they need limited medical, vision, or dental insurance, DEBS helps our clients discover cost-effective health benefit alternatives for employees and their families in a four-step process.
Have More Questions?
Can my limited benefit plan be a base plan?
In some cases, limited benefit plans are often used as base plans to provide essential coverage for employees. While they may not cover all healthcare expenses, they serve as a foundational layer of protection.
Do limited benefit plans include major insurance carriers?
Typically, limited benefit plans only involve limited benefit carriers and not traditional insurance carries like United Healthcare. However, DEBS works with major insurance carriers to provide a range of additional health insurance plans for small, middle-market, and large groups. We offer access to well-established carriers, ensuring reliability and comprehensive coverage for employees.
Does employee count matter with my limited benefit plan?
Employee count can influence the design and cost of limited benefit plans. Some plans may have minimum participation requirements, and premiums can be affected by the size of your workforce. DEBS specializes in tailoring plans to meet the unique needs of businesses regardless of their size.
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