Affordable Disability Insurance
Group disability insurance provides a safety net for your workforce, enabling them to overcome economic hardships from disabilities or accidents. Diversified Employee Benefit Services guides you through the options, helping you make decisions that align with your business objectives and cater to employees’ diverse needs.
Whether large, mid-sized, or small business group disability insurance, our plans include the following benefits:
Diversified Employee Benefit Services provides tailored group disability benefit solutions for crucial short-term relief and sustained long-term financial protection.
We Have the Answers
How much does group disability insurance pay?
Typical group disability insurance plans pay 60–70% of your pre-disability earnings up to a monthly maximum limit if your employee meets the policy’s definition of disability.
How long do disability benefits last?
The duration varies by policy but commonly lasts for 3–6 months for short-term disability and to age 65 for long-term disability.
Are disability insurance benefits taxable?
If your employee pays the premium with after-tax dollars, the benefits are generally not considered taxable income. Benefits may be partially or fully taxable if you, as the employer, paid the premiums.
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