Small Group Health Insurance
Diversified Employee Benefit Services provides small group health insurance options for businesses of 50 employees or less.
Discover the Benefits of Small Group Health Insurance
Your team is your most valuable asset. Secure their health and well-being with a small business health insurance plan. With Diversified Employee Benefit Services in your corner, your company can secure essential medical coverage while improving employee satisfaction and retention.
As part of our group medical employee benefits, we connect small businesses with fewer than 50 full-time equivalent employees with competitive health insurance options. Our unique business model drives competition among all major carriers, allowing businesses to decide their employee benefits on their terms.
Why Choose Small Business Group Insurance?
Small group health insurance offers key advantages for businesses with a smaller workforce. Compared to individual plans, small group coverage provides more flexibility, cost efficiency, and value for attracting and retaining talent. A major perk of small group plans is the ability to customize coverage. DEBS helps businesses choose from a range of plan types, including PPOs, HMOs, EPO plans, and HDHPs. This freedom allows you to find an optimal plan for your group’s needs and budget.
Along with flexibility and variety, these health coverage plans come with affordable premiums and higher employee retention rates. Employees value companies that invest in their well-being. This leads to higher productivity, satisfaction, and loyalty.
Our Comprehensive Approach
How Diversified Employee Benefit Services Helps You Secure Health Insurance
DEBS is hands-on in helping businesses secure and use their health insurance benefits.
Our Four-Step Process
Diversified Employee Benefit Services applies the same four-step approach:
- Benefit Planning – We simplify the complex task of planning your organization’s benefits.
- Implementation – After selecting the best benefits program for your organization, our team gets to work enrolling your employees in the plan tailored for your company.
- Plan Management – Once we’ve implemented your plan, we begin servicing your account and handling the complexities of company benefits.
- Renewal – We streamline the renewal process and keep costs in check by overseeing your deductible and monitoring claims.
Stand-Out Features
Along with our detailed process, DEBS presents small business owners with dynamic health insurance policies. Features include:
- Comprehensive Coverage – This gives your team robust protection without unwelcome surprises.
- Inclusive Services – These plans cover essential health services like doctor visits, hospitalization, and mental health services.
Find Answers to Your Questions
Small Group Health Insurance FAQs
How do I determine the right level of coverage for my employees?
Determining the right coverage level means assessing your employees’ healthcare needs. Consider factors like the age demographics of your workforce, specific health concerns, and the preferences of your employees. DEBS offers consultations to help you analyze these factors and recommend a coverage level that aligns with the unique needs of your team.
What services are covered under these small group policies?
Small group medical plans must offer essential health benefits under the ACA, including outpatient and hospitalization services, prescription drugs, maternity care, mental healthcare, lab work, preventative screening, and more. Many also include dental, vision, and life insurance.
What happens if my business grows or changes? Can I adjust the group health insurance plan accordingly?
Absolutely. Whether your workforce expands or changes, DEBS is here to assist you. Our team can review and modify your coverage to keep it aligned with your business needs.
Tap Into Your Small Business Group Insurance Benefits
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