Group Medical Benefit Solutions

Diversified Employee Benefit Services offers proactive group medical benefit solutions for employers nationwide.

DEBS Provides Leading Group Medical Benefit Solutions

When it comes to ensuring the health and well-being of your employees, Diversified Employee Benefit Services is your designated consultant. Our group medical solutions empower employees to proactively manage their health, providing financial and operational advantages for businesses. We administer the following healthcare plans:

Health Maintenance Organization (HMO) Plans

HMO stands for health maintenance organization. HMOs have their own network of doctors, hospitals, and other healthcare providers who have agreed to accept payment at a certain level for any services they provide. This allows the HMO to keep costs in check for its members.

Preferred Provider Organization (PPO) Plans

Unlike an HMO, a PPO offers you the freedom to receive care from any provider—in or out of your network. This means you can see any doctor or specialist or use any hospital. In addition, PPO plans do not require you to choose a primary care physician (PCP) and do not require referrals.

Exclusive Provider Organization (EPO) Plans

EPOs provide full care coordination and preventative service for lower premiums than PPOs. Employees must use doctors within the EPO network, except in emergencies, but they typically don’t need referrals.

Health Savings Accounts (HSA)

HSAs paired with high-deductible health plans give employees more control over healthcare spending and allow unused funds to roll over year to year. HSAs are intended to help you save pre-tax or tax-deductible dollars to pay for qualified medical expenses

Comprehensive Group Health Coverage

Our Leading Group Medical Benefits

Small Group

Our small group medical coverage accounts for businesses of 50 employees or less.
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Middle Market

Take a moderate approach to employee benefits by enrolling in group healthcare solutions for businesses of 51–150 employees.
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Large Group

A large business needs an all-encompassing benefits plan. Our large group medical benefits are perfect for companies with over 150 employees.
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Alternate Funding

Our level-funded benefit plans help you avoid high rates by evaluating your employee medical risk.
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Limited Benefit Plans

Does your business have high turnover rates? Consider a limited benefit plan.
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Additional Services

Reap the benefits of specialized services like 125-A cafeteria plans, COBRA, and employee assistance programs (EAPs).
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Choose a Leader in Employer Benefit Services

When it comes to benefit solutions, DEBS stands out among the rest. Service excellence is not just a goal for us—it’s an unwavering commitment. Connect with us today and learn how we’re finding ways to better serve our clients.

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Have More Questions?

Group Medical Benefit FAQs

What coverage does DEBS offer other than medical?

Along with medical benefit solutions, DEBS offers dental, vision, life, disability, and Medicare plans.

Do I need a Tax ID to implement a group plan?

Yes, a Tax ID is required to implement a group plan. An Employer Identification Number (EIN) is also known as a federal tax identification number and is used to identify a business entity.

How do I start the process of getting a health plan for my group?

Please complete the contact form, and a member of DEBS will contact you to discuss your wants and needs.

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