At DEBS, we believe that vision care is essential for overall health and wellness. As healthcare costs rise, many individuals and families seek alternative ways to finance their health needs. Vision reimbursement plans have emerged as a sought-after solution due to their cost effectiveness and flexibility.
As an added benefit to our group vision solutions, our vision reimbursement plan benefits operate through a Medical Expense Reimbursement Plan (MERP 105 c, h), setting us apart from traditional carrier-administered services. This unique approach allows greater flexibility, customization, and control over your employees’ vision benefits.
Vision reimbursement compensates members for approved vision care services. The member pays all costs upfront, then submits an itemized receipt for the services received. The insurance company will then issue the appropriate reimbursement based on the chosen plan.
This differs from traditional HMO and PPO vision plans, which operate on a co-pay system where members pay a fraction of the cost and the insurance provider takes care of the rest. The vision reimbursement plan offers more flexibility, allowing members to choose the eye care professional instead of being restricted to a network.
MERP 105 c, h empowers employees to choose their vision care providers, covering expenses incurred and facilitating seamless reimbursement for out-of-pocket costs. These Medical Expense Reimbursement Plans are facilitated in a three-step process:
Our customer service team provides personalized support to help you understand plan options and make informed choices. We assist with enrollment, answer questions, and ensure smooth plan administration.
With decades of experience, we have earned the trust of thousands of businesses by delivering tailored solutions to meet their needs.
Our commitment to service excellence is unmatched—and our clients know it, too. Read some of our greatest success stories and learn how Diversified Employee Benefit Services has transformed countless businesses.
Whether they need group vision, medical, dental, life, or disability solutions, DEBS helps our clients discover cost-effective health benefit alternatives for employees and their families in a four-step process.
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